Are Dental Implants Covered By Dental Insurance?

Dental implants are becoming a popular and widely accepted tooth replacement option. They provide a natural look and function that makes it seem as if you have your own teeth back in place.    But a common question about dental implants is whether or not they are covered by insurance. The short answer is that it depends. Learn about insurance coverage for dental implants and how to make the most of your benefits. 

What Are Dental Implants? 

A dental implant is an artificial tooth and root system. The implant is a titanium post shaped like a screw that is surgically placed in your jaw. It fuses with the bone to form a solid bond that can support a dental crown. Two dental implants can support a dental bridge and 4-6 dental implants can support a full arch denture. 

Insurance Coverage For Dental Implants

In the past dental implants were considered to be a cosmetic procedure, and therefore not covered by insurance. However, more recently the dental health and overall health benefits of dental implants is becoming more recognized, and insurance plans are beginning to cover dental implants.    In some cases the implant portion of the restoration may be covered by medical insurance, especially if the loss of teeth was the result of an accident or injury. The dental prosthetic, meaning the crown, bridge, or dentures, may be covered by dental insurance. 

You May Need To Upgrade Your Dental Insurance Plan

Dental insurance plans often come in different tiers, meaning you can pay a higher premium to upgrade your plan. An upgraded plan may be more likely to cover dental implants. Before making any changes, contact your insurance provider for specific information about the type of plan you are purchasing to ensure that you are getting the necessary coverage. 

How To Afford Dental Implants Without Insurance 

If your insurance plan doesn’t cover dental implants and you don’t have the option to upgrade, there are still ways to make implants affordable. Financing options allow you to gradually pay off the cost of your dental implants in affordable monthly payments. CareCredit is designed to make out of pocket medical costs more affordable with no interest for a promotional period. Other credit cards and lines of credit can be used to finance dental implants. 

Frequently Asked Questions About Dental Implants 

Are dental implants worth it?

Dental implants are the highest quality tooth replacement option available in dentistry. They replace missing or damaged teeth with natural looking and functioning prosthetics. Dental implants stay securely in place, allowing you to eat the foods you love and smile with confidence. 

Why do dental implants cost so much?

Dental implants cost more than traditional bridges and dentures because they are made with high quality materials, and because they need to be placed with precision and accuracy for success. They also last for 30 years to a lifetime.   

Learn More About Dental Implants Today

If you are interested in dental implants and want to know more, contact Dental Implants & Periodontology of Massapequa or call

516-799-2222

today to schedule an appointment. After a brief evaluation we can make a recommendation for the best tooth replacement option for you.